Getting lost on the path to financial fitness

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Oh, wow. I’ve done some calculations and it looks like I’m going to have $150 left over in my spending account. That’s very good to see. I almost never have monies left over at all.

Maybe if I can save a little each week over the next few weeks, I can use that to cover the money I’m going to spend on the trip to New Orleans. That would be really good.

I have some money budgeted for another tank of gas and approximately $30 for a few items of groceries. I’m pretty sure I don’t need to buy much more this weekend.

I’m in a good place.


So, OK, I ate lunch out. I had packed lunch every day this week, but I decided that I could splurge a little. So I ate at a nice casual place. Yes, I got the dessert too. The bill came up to $16. Ok, $19 with the tip.

But I’m still in a good place.


The $40 dinner was definitely not planned. But, really, was I supposed to tell my mother that I didn’t want to have dinner with her? And was I supposed to ask her to pick a cheaper place? I don’t think so.

Yes, I do know that having my mother over is one of the biggest ways my budget goes wrong. I figured out once that having my mother over for a full weekend accounts for an extra $100-$150 in spending. That’s just wrong. But I remain a jellyfish, incapable of saying “no” to her.

So, OK, I’m not broke. I haven’t gone over my budget yet. And I spent just what I expected on gas.


How exactly did I spend $100 at the grocery store? What happened to my plan and my list?

Yes, I needed everything I bought… OK, maybe the cream cheese was a luxury. And perhaps I could have lived without the Italian sausage. But I absolutely needed the two different types of block cheddar cheese. And I was down to half a case of diet soda, so I had to get another one in case I ran out late in the week. And I refuse to buy chicken on a bone even if it costs half as much.

{[sigh}} Yes, I hear myself.


WTF!?!? How do I only have $20 left?

Author: Paloma Cruz

Find out more about Paloma Cruz through the About page. Connect with her on Twitter ( and (Facebook).

3 thoughts on “Getting lost on the path to financial fitness”

  1. I can’t tell you how many times I’ve had this same experience. WTF! How did I do that?! That’s why I refuse to allow myself to let the bank do that thing where they don’t tell you your out of cash when you really are. I’ve finally learned that I’d rather face the music no matter how bitter it might be, lol! I’m loving the blog. Just thought you should know 🙂

    1. I know! I suck at saving money, but I’ve gotten better. I don’t carry cash because then I really don’t know where I spent it.

      Thanks. I don’t post enough, but (also) I am improving.

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